:root{--bg:#F7F9FC;--surface:#FFFFFF;--surface-alt:#EEF2F8;--text:#0B1120;--muted:#475569;--border:#E1E7F0;--primary:#0B1120;--primary-ink:#F5F8FF;--accent:#FD7B02;--accent-hover:#DB6B00;--accent-ink:#0B1120;--eyebrow:#FD7B02;--hero:linear-gradient(160deg,#0B1120 0%,#152238 100%);--hero-ink:#F5F8FF;--radius:16px;--radius-sm:10px;--radius-pill:999px;--maxw:1120px;--shadow-sm:0 1px 2px rgba(0,0,0,.05),0 1px 3px rgba(0,0,0,.06);--shadow-md:0 10px 30px -12px rgba(0,0,0,.25)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:DM Sans,system-ui,sans-serif;background:var(--bg);color:var(--text);-webkit-font-smoothing:antialiased;line-height:1.65;font-size:17px}h1,h2,h3{font-family:Space Grotesk,system-ui,sans-serif;letter-spacing:-.02em;line-height:1.08;margin:0}p{margin:0}p+p,p+ul,ul+p,p+ol,ol+p{margin-top:1em}a{color:inherit;text-decoration:none}.container{max-width:var(--maxw);margin:0 auto;padding:0 24px}.eyebrow{font-size:.78rem;font-weight:600;text-transform:uppercase;letter-spacing:.13em;color:var(--eyebrow)}.btn{display:inline-flex;align-items:center;gap:.5rem;font-family:inherit;font-weight:600;font-size:1rem;padding:.85rem 1.5rem;border-radius:var(--radius-sm);cursor:pointer;border:1px solid transparent;transition:transform .15s,background-color .2s,color .2s,border-color .2s,box-shadow .2s}.btn-primary{background:var(--accent);color:var(--accent-ink);box-shadow:var(--shadow-sm)}.btn-primary:hover{transform:translateY(-1px);box-shadow:var(--shadow-md)}.btn-ghost{background:transparent;color:var(--text);border-color:var(--border)}.btn-ghost:hover{border-color:var(--accent);color:var(--accent)}.btn-on-hero{background:transparent;color:var(--hero-ink);border-color:color-mix(in srgb,var(--hero-ink) 35%,transparent)}.btn-on-hero:hover{border-color:var(--hero-ink)}.link-accent{color:var(--accent);font-weight:600;display:inline-flex;align-items:center;gap:.35rem}:focus-visible{outline:2px solid var(--accent);outline-offset:2px;border-radius:4px}.nav{position:sticky;top:0;z-index:50;background:color-mix(in srgb,var(--bg) 82%,transparent);backdrop-filter:saturate(160%) blur(10px);border-bottom:1px solid var(--border)}.nav .container{display:flex;align-items:center;justify-content:space-between;height:64px}.brand{display:flex;align-items:center;gap:10px;font-family:Space Grotesk;font-weight:700;font-size:1.25rem;cursor:pointer}.brand .mark{width:28px;height:28px;color:var(--accent)}.nav-links{display:flex;gap:24px}.nav-links a{font-size:.93rem;color:var(--muted);font-weight:500;cursor:pointer}.nav-links a:hover{color:var(--text)}@media(max-width:880px){.nav-links{display:none}}.hero{background:var(--hero);color:var(--hero-ink);padding:80px 0 88px}.hero-grid{display:grid;grid-template-columns:1.12fr .88fr;gap:52px;align-items:center}.hero h1{font-size:clamp(2.3rem,4.6vw,3.6rem);margin:16px 0 18px}.hero .sub{font-size:clamp(1.05rem,1.6vw,1.26rem);color:color-mix(in srgb,var(--hero-ink) 80%,transparent);max-width:34ch}.hero-cta{display:flex;gap:14px;margin:30px 0 18px;flex-wrap:wrap}.trust{display:flex;align-items:center;gap:10px;font-size:.9rem;color:color-mix(in srgb,var(--hero-ink) 66%,transparent)}.trust .dot{width:7px;height:7px;border-radius:50%;background:var(--accent)}.hero-lead{max-width:var(--maxw)}@media(max-width:880px){.hero-grid{grid-template-columns:1fr;gap:34px}.hero{padding:52px 0 60px}}.mock{background:var(--surface);color:var(--text);border-radius:var(--radius);box-shadow:0 24px 60px -20px #00000080;border:1px solid var(--border);overflow:hidden}.mock-head{display:flex;align-items:center;justify-content:space-between;padding:15px 18px;border-bottom:1px solid var(--border)}.mock-head h3{font-size:1rem}.mock-head .q{font-size:.76rem;color:var(--muted);font-weight:500}.mock-body{padding:6px 18px 14px}.mrow{display:flex;align-items:center;gap:12px;padding:10px 0;border-bottom:1px solid var(--border);font-size:.9rem}.mrow:last-child{border-bottom:0}.mrow .ck{width:22px;height:22px;border-radius:50%;background:color-mix(in srgb,var(--accent) 16%,var(--surface));color:var(--accent);display:flex;align-items:center;justify-content:center;flex-shrink:0}.mrow .val{margin-left:auto;font-weight:600;color:var(--muted)}.mock-foot{padding:13px 18px 16px;display:flex;align-items:center;justify-content:space-between;gap:12px;background:var(--surface-alt)}.pill{display:inline-flex;align-items:center;gap:7px;font-size:.8rem;font-weight:600;color:var(--accent);background:color-mix(in srgb,var(--accent) 14%,var(--surface));padding:5px 12px;border-radius:var(--radius-pill)}.pill .dot{width:7px;height:7px;border-radius:50%;background:var(--accent)}.mock-foot .btn{padding:.55rem 1rem;font-size:.88rem}section{padding:76px 0}.section-head{max-width:640px;margin-bottom:40px}.section-head.center{margin:0 auto 40px;text-align:center}.section-head h2{font-size:clamp(1.8rem,3vw,2.5rem);margin:12px 0}.section-head p{color:var(--muted);font-size:1.08rem}.split{display:grid;grid-template-columns:1fr 1fr;gap:52px;align-items:center}.split .body p{color:var(--muted);font-size:1.06rem;margin:14px 0 20px}.split h2{font-size:clamp(1.6rem,2.5vw,2.2rem)}@media(max-width:880px){.split{grid-template-columns:1fr;gap:30px}}.venn{position:relative;display:flex;justify-content:center}.vc{width:300px;height:300px;border-radius:50%;mix-blend-mode:multiply;display:flex;align-items:center;flex-shrink:0}.vc.left{border:1.5px solid color-mix(in srgb,var(--accent) 55%,transparent);background:color-mix(in srgb,var(--accent) 11%,transparent)}.vc.right{margin-left:-104px;justify-content:flex-end;border:1.5px solid color-mix(in srgb,var(--primary) 30%,transparent);background:color-mix(in srgb,var(--primary) 7%,transparent)}.vlbl{width:150px;text-align:center}.vc.left .vlbl{margin-left:14px}.vc.right .vlbl{margin-right:14px}.vc .t{font-family:Space Grotesk;font-weight:600;font-size:1.08rem}.vc .s{font-size:.8rem;color:var(--muted);margin-top:3px}.vcore{position:absolute;left:50%;top:50%;transform:translate(-50%,-50%);width:150px;height:150px;border-radius:50%;background:var(--primary);color:var(--primary-ink);display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;box-shadow:0 0 0 8px var(--surface-alt),var(--shadow-md)}.vcore .t{font-family:Space Grotesk;font-weight:600;font-size:1.18rem;color:var(--accent)}.vcore .s{font-size:.75rem;color:color-mix(in srgb,var(--primary-ink) 70%,transparent);margin-top:2px;padding:0 12px}@media(max-width:600px){.vc{width:190px;height:190px}.vc.right{margin-left:-66px}.vlbl{width:88px}.vc.left .vlbl{margin-left:8px}.vc.right .vlbl{margin-right:8px}.vc .t{font-size:.92rem}.vc .s{font-size:.68rem}.vcore{width:112px;height:112px;box-shadow:0 0 0 6px var(--surface-alt),var(--shadow-md)}.vcore .t{font-size:.98rem}.vcore .s{font-size:.6rem;padding:0 8px}}.contrast-line{text-align:center;margin-top:28px;color:var(--muted);font-size:1rem}.contrast-line b{color:var(--text)}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}@media(max-width:900px){.grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:600px){.grid{grid-template-columns:1fr}}.card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:24px;transition:transform .18s,box-shadow .18s,border-color .18s}.card:hover{transform:translateY(-3px);box-shadow:var(--shadow-md);border-color:color-mix(in srgb,var(--accent) 40%,var(--border))}.card .ic{width:44px;height:44px;border-radius:11px;display:flex;align-items:center;justify-content:center;background:color-mix(in srgb,var(--accent) 14%,var(--surface));color:var(--accent);margin-bottom:13px}.card .eyebrow{display:block;margin-bottom:5px}.card h3{font-size:1.1rem;line-height:1.32;margin-bottom:8px;text-wrap:balance}.card p{color:var(--muted);font-size:.96rem}.band{background:var(--primary);color:var(--primary-ink)}.band .container{padding:72px 24px}.band .inner{max-width:760px}.band h2{font-size:clamp(1.9rem,3vw,2.5rem);margin:14px 0 16px}.band p{color:color-mix(in srgb,var(--primary-ink) 82%,transparent);font-size:1.12rem}.band .eyebrow{color:var(--accent)}.final{text-align:center}.final h2{font-size:clamp(2rem,3.4vw,2.8rem);margin-bottom:14px}.final p{color:var(--muted);font-size:1.12rem;max-width:52ch;margin:0 auto 28px}.list{list-style:none;padding:0;margin:18px 0 0;display:grid;gap:16px}.list li{display:flex;gap:12px;align-items:flex-start;font-size:1.02rem}.list .ck{color:var(--accent);flex-shrink:0;margin-top:3px}.list .li-sub{display:block;color:var(--muted);font-size:.95rem;margin-top:2px}.form{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow-sm);max-width:520px;color:var(--text)}.form label{display:block;font-size:.85rem;font-weight:600;margin:14px 0 6px;color:var(--text)}.form input,.form select{width:100%;padding:.7rem .8rem;border:1px solid var(--border);border-radius:var(--radius-sm);font-family:inherit;font-size:1rem;background:#fff;color:var(--text)}.form ::placeholder{color:var(--muted)}.reassure{font-size:.9rem;color:var(--muted);margin-top:14px}.footer{background:var(--primary);color:color-mix(in srgb,var(--primary-ink) 76%,transparent);padding:56px 0 26px}.footer-cols{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr 1fr;gap:32px;padding-bottom:32px;border-bottom:1px solid rgba(255,255,255,.1)}.footer .brand{color:var(--primary-ink);font-size:1.15rem;margin-bottom:12px}.footer .btn{padding:.55rem 1.05rem;font-size:.88rem}.footer-brand-col p{font-size:.9rem;line-height:1.6;color:color-mix(in srgb,var(--primary-ink) 62%,transparent);max-width:32ch}.footer-col h4{font-family:Space Grotesk;font-size:.76rem;text-transform:uppercase;letter-spacing:.12em;color:var(--primary-ink);margin:0 0 12px}.footer-col a:not(.btn):not(.brand){display:block;font-size:.9rem;color:color-mix(in srgb,var(--primary-ink) 68%,transparent);padding:5px 0;cursor:pointer;transition:color .15s;text-decoration:none}.footer-col a:not(.btn):hover{color:var(--accent)}.footer-bottom{display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap;padding-top:22px;font-size:.84rem;color:color-mix(in srgb,var(--primary-ink) 52%,transparent)}.footer-bottom a{color:inherit;cursor:pointer}.footer-bottom a:hover{color:var(--primary-ink)}@media(max-width:880px){.footer-cols{grid-template-columns:1fr 1fr;gap:26px}.footer-brand-col{grid-column:1/-1}}.statband{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;text-align:center}.stat .num{font-family:Space Grotesk;font-weight:700;font-size:clamp(1.8rem,3vw,2.6rem);color:var(--text);line-height:1}.stat .lbl{font-size:.85rem;color:var(--muted);margin-top:6px}.statcap{text-align:center;color:var(--muted);font-size:.98rem;margin-top:26px}.statcap b{color:var(--text)}@media(max-width:700px){.statband{grid-template-columns:1fr 1fr;gap:22px}}.pullquote{border-left:3px solid var(--accent);padding:4px 0 4px 22px;margin:0}.pullquote p{font-family:Space Grotesk;font-weight:500;font-size:clamp(1.2rem,2vw,1.55rem);line-height:1.35;color:var(--text)}.pullquote cite{display:block;margin-top:14px;font-style:normal;font-size:.9rem;color:var(--muted)}.callout{background:var(--surface-alt);border:1px solid var(--border);border-radius:var(--radius);padding:20px 22px;margin-top:22px}.callout p{color:var(--muted);font-size:.98rem;margin-top:8px}.callout b{color:var(--text)}.calc-row{display:flex;justify-content:space-between;align-items:center;padding:11px 0;border-bottom:1px solid var(--border);font-size:1.02rem}.calc-row:last-child{border-bottom:none}.calc-row span{color:var(--muted)}.calc-row b{font-weight:700;color:var(--text)}.calc-hl span,.calc-hl b{color:var(--accent)}.rate-card{background:var(--surface-alt);border:1px solid var(--border);border-radius:var(--radius-sm);padding:15px 18px}.rate-card+.rate-card{margin-top:12px}.rate-head{display:flex;justify-content:space-between;align-items:baseline;gap:12px}.rate-head .rn{font-weight:600;font-size:1.05rem;color:var(--text)}.rate-head .rp{font-size:1.35rem;color:var(--accent);font-weight:800;white-space:nowrap}.rate-card .rd{color:var(--muted);font-size:.95rem;margin-top:6px}@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto}}.nav[data-astro-cid-dmqpwcec]{position:relative}.brand-mark[data-astro-cid-dmqpwcec]{height:30px;width:auto;display:block}@media(max-width:480px){.brand-mark[data-astro-cid-dmqpwcec]{height:26px}}.nav-right[data-astro-cid-dmqpwcec]{display:flex;align-items:center;gap:10px}.nav-right[data-astro-cid-dmqpwcec] .btn[data-astro-cid-dmqpwcec]{padding:.55rem 1rem;font-size:.88rem;white-space:nowrap}.lbl-short[data-astro-cid-dmqpwcec]{display:none}@media(max-width:880px){.lbl-full[data-astro-cid-dmqpwcec]{display:none}.lbl-short[data-astro-cid-dmqpwcec]{display:inline}}@media(max-width:480px){.nav-right[data-astro-cid-dmqpwcec] .btn[data-astro-cid-dmqpwcec]{font-size:.82rem;padding:.5rem .8rem}}.nav-toggle[data-astro-cid-dmqpwcec]{display:none;background:none;border:1px solid var(--border);border-radius:10px;padding:8px;cursor:pointer;color:var(--text);line-height:0}.nav-toggle[data-astro-cid-dmqpwcec] .ic-close[data-astro-cid-dmqpwcec],.nav[data-astro-cid-dmqpwcec].open .nav-toggle[data-astro-cid-dmqpwcec] .ic-open[data-astro-cid-dmqpwcec]{display:none}.nav[data-astro-cid-dmqpwcec].open .nav-toggle[data-astro-cid-dmqpwcec] .ic-close[data-astro-cid-dmqpwcec]{display:block}@media(max-width:880px){.nav-toggle[data-astro-cid-dmqpwcec]{display:inline-flex}.nav-links[data-astro-cid-dmqpwcec]{position:absolute;top:100%;left:0;right:0;display:none;flex-direction:column;gap:0;background:var(--surface);border-bottom:1px solid var(--border);box-shadow:0 18px 34px -18px #0b112059;padding:6px 0 10px;z-index:50}.nav[data-astro-cid-dmqpwcec].open .nav-links[data-astro-cid-dmqpwcec]{display:flex}.nav-links[data-astro-cid-dmqpwcec] a[data-astro-cid-dmqpwcec]{padding:13px 22px;font-size:1rem}}